By Chris Davis

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.

If you were a part of the surge of new investors who bought stocks in 2020, well done! That’s a great first step. But there’s far more to the stock market than individual stocks.

By charting the right course now, you can build a convenient, low-stress investing strategy that also lowers overall risk. For many, that route is toward a portfolio primarily made up of exchange-traded funds — or any type of mutual fund, for that matter — not individual stocks.